Instantly calculate the outcome of a Systematic Withdrawal Plan (SWP). Enter your initial investment, withdrawal amount, rate, and period to get results!
Calculate SWP Instantly
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Systematic Withdrawal Plan (SWP)
SWP is a facility that allows you to withdraw a fixed amount from your investment at regular intervals, while the remaining balance continues to earn returns.
How to use this calculator?
Enter your Initial Investment.
Enter the Monthly Withdrawal amount.
Enter the Expected Return Rate and Time Period.
The calculator will show you the total withdrawn, total interest earned, and the final balance after the SWP period.
SWP Formula
Each month: Balance grows by (Rate/12), then a withdrawal is made
Example: If you invest ₹10,00,000, withdraw ₹10,000/month for 10 years at 10% return, the final balance will be shown above.
Frequently Asked Questions (FAQ)
What is SWP?
SWP stands for Systematic Withdrawal Plan, a facility to withdraw a fixed amount from your investment at regular intervals.
Is SWP taxable?
Withdrawals may be subject to capital gains tax depending on the investment type and holding period.
Can I change the withdrawal amount?
Yes, you can modify the withdrawal amount as per your needs.
For more details, consult your mutual fund provider or financial advisor.